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I was more curious in that PayPal has friends and family but I am unfamiliar with the other services. I was just wanting to offer an alternative for people but didn’t want to get screwed. Crypto is dropping like crazy right now so that is out until it stabilizes.
Reading their websites is all well and good, but I prefer to hear real experiences from people that are familiar with a service.
I have used Venmo a few times with a guy I buy krono from for subs, it works just like paypal FNF but that's the only payment option there. I haven't had to do any disputes with it though, so I have no idea what the coverage is, but I'd assume it's very low similar to paypal FNF.